Each housing market is regional and varies greatlyfrom the other. Still, there are indicators home owners can rely onto see whether their home values are about to rise. Here arefour.
每mei個ge住zhu房fang市shi場chang都dou是shi區qu域yu性xing的de,彼bi此ci之zhi間jian存cun在zai著zhe顯xian著zhe的de差cha異yi。但dan房fang主zhu還hai是shi可ke以yi根gen據ju一yi些xie指zhi標biao去qu判pan斷duan他ta們men的de住zhu房fang是shi否fou會hui升sheng值zhi。以yi下xia就jiu是shi可ke供gong參can考kao的de4個指標。
The Unemployment Rate
失業率
It's quitesimple: Without a job, you can't buy a home.
這個道理很簡單:沒有工作,你就不可能買房子。
And as theunemployment rate rises, fewer individuals are capable ofpurchasing a home. That decreases the demand for homes, whichdrives prices down.
隨著失業率上升,買得起房子的個人就更少。住房需求的降低會推動房價走低。
Also, see iflocal businesses are hiring and if large corporations are movinginto the area. More jobs leads to more employees who end upincreasing demand for real estate in the area.
ciwai,haikeyikankandangdigongsishifouzhengzaizhaopin,daqiyeshifouzaiqianzhigaidiqu。gengduodegongzuogangweiyiweizhegengduoguyuan,zhezuizhonghuitizhengaidiqudefangchanxuqiu。
Risingincomes
收入增長
House hunterswho want to dig a little deeper can look at the average or medianchange in income among households in a particularneighborhood.
想再深入一點了解情況的潛在購房者可以看看某一街區家庭收入的平均變化或是變化中值。
At a minimum,confirm that incomes are being adjusted for inflation (or ideallyrising). Homeowners who have stagnant or decreasing salaries maynot have much cash left over after they pay their mortgage; as aresult, they might not maintain their homes or stay on top ofrepairs, which could lower a home's value and even its neighboringhomes' values.
至少應該確認這些收入是經過通貨膨脹調整的(最好是在不斷上升).那些薪酬停滯或出現下降的購房者在支付了月供之後可能就沒剩下多少現金了;因此,他們可能不會維修他們的房屋,或是聽之任之;這會降低房屋的價值,甚至是臨近房屋的價值。
Declining inventory
庫存不斷減少
In most areaswhere "For Sale" signs are common, home prices are far fromrecovery.
大多數頻繁見到"房屋出售"標誌的地區,房價距離回升還很遠。
In general,when more than 2% of homes in a neighborhood are selling at thesame time, inventory is high. As the number of homes for saledecrease, sellers have more leverage and a better shot at gettingan offer close to their asking price.
總的來說,如果一個街區同時有超過2%的de房fang子zi在zai掛gua牌pai出chu售shou,那na麼me此ci地di房fang屋wu庫ku存cun量liang就jiu很hen高gao。隨sui著zhe出chu售shou的de房fang屋wu數shu量liang下xia降jiang,賣mai房fang者zhe就jiu有you更geng多duo的de議yi價jia權quan,更geng有you可ke能neng達da成cheng接jie近jin他ta們men要yao價jia的de交jiao易yi。
Shrinkinglist-to-sales price ratios
售價折扣幅度縮小
Look atlist-to-sales price ratios, which is the difference between thelisting price of a home and the price at which it sold. If theprice difference is shrinking for an area that suggests the realestate market is improving.
你可以看看房屋出售報價和實際售價之間的價差。如果某一地區這一價差不斷縮小,那麼就表明該地區房產市場正在好轉。
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